Household electricity consumption has become a major concern for many families, both because of its impact on the monthly bill and its effect on the environment. In this context, to have simple tools that allow us to understand when and how energy is used It can make all the difference when it comes to adjusting habits and reducing costs.
With this idea, CaixaBank has made available to its customers a new energy efficiency calculator for household electricity consumptionintegrated directly into its digital channels. The goal is for any bank user to be able to, without technical complications, View your actual usage, identify usage peaks, and receive practical advice. to make better use of energy in everyday life.
A free calculator integrated into CaixaBankNow and the app
The new tool is available free of charge. It's all integrated within CaixaBankNow and the bank's mobile app, so there's no need to install additional software or manage complex external platforms. The bank itself emphasizes that the experience has been designed to be intuitive, even for people unfamiliar with advanced digital services.
The operation relies on collaboration with Clevergy, a technology company specializing in energy managementwhich is responsible for processing consumption data and transforming it into useful information for the customer. Based on the home's energy records, the system It analyzes electricity usage by time slots and by device type.offering a much more accurate view than that of a traditional invoice.
According to the entity, the user obtains a detailed breakdown of electricity consumption throughout the dayThis allows for the identification of patterns: for example, whether spending is concentrated during peak hours, whether certain appliances are consuming continuously, or whether there are significant differences between weekdays and weekends.
In addition to the purely informative part, the calculator incorporates Practical recommendations aimed at improving energy efficiency in the homeThese suggestions are based on real consumption data and recognized efficiency criteria, which helps them to be more than just generic advice; they are better suited to each specific situation.
To activate the service, You need to be a CaixaBank customercomplete a registration on the Clevergy platform and authorize access to energy data at the point of supplyOnce permissions are granted, the system begins to generate analyses and improvement proposals without the user having to perform complex configurations.
Passive and active measures to reduce electricity consumption at home
Once registered, the user begins to receive Information and recommendations on passive and active measures related to energy use at home. Passive measures refer, for example, to insulation improvementsChanges in equipment configuration or adjustments to usage schedules, while active measures usually involve the replacement of appliances with more efficient ones or the incorporation of new technological solutions.
The idea is that each person can to understand which specific actions can have the greatest impact in their bills and their environmental footprint, from small daily actions to more significant investments in equipment. The approach combines both optimizing consumption habits and the gradual adoption of more efficient technology.
In this sense, the tool is not limited to displaying data, but rather translate technical information into clear and applicable adviceFor example, it can indicate whether it is advisable to shift certain uses to off-peak hours, whether there are appliances that generate high background consumption, or whether it is advisable to check the condition of certain equipment due to its possible inefficiency.
The user also has the possibility of receiving Personalized offers of household products from the Facilitea catalog, the CaixaBank Group's digital portal. In this way, the energy diagnostic section is complemented by concrete proposals for equipment renewal, always with energy efficiency criteria as a reference.
This combination of analysis, recommendations, and access to specific solutions seeks to facilitate, little by little, Households can reduce their electricity consumption without losing comfortadapting the intensity of the changes to the possibilities and preferences of each family.
Facilitea: efficient products and tailored financing
Facilitea is the CaixaBank Group's shopping platform focused on home, technology and mobility productsTheir catalog includes household appliances and other devices that feature recognized energy efficiency certificationsThis allows users to choose options with lower consumption in the medium and long term.
These products can be purchased with exclusive financing conditions for CaixaBank customersAmong these, in certain cases, is the possibility of financing 0% APR and terms of up to 50 monthsThe aim is to ensure that the transition to more efficient models does not pose an immediate economic barrier for households.
The platform is designed to offer a simple and secure shopping experiencewith free delivery and returns on most products and a streamlined ordering process. It also incorporates advisory services that guide the user in choosing the equipment best suited to their needs and budget.
In the field of energy efficiency, this combination of Technical information, official certifications and financing options This allows customers to make more informed decisions. When choosing between different models, they consider not only the purchase price but also the potential savings in electricity consumption over the appliance's lifespan.
Facilitea also has the BCorp certificationA seal that recognizes companies that meet certain social and environmental standards. This distinction reinforces the idea that the platform It does not limit itself to selling products, but integrates corporate responsibility criteria. in its operation and in the selection of its offer.
Another step in CaixaBank's sustainability strategy
The launch of this energy efficiency calculator is part of the CaixaBank's public sustainability goals and reinforces the line of work that the entity has followed in recent years in the area of ​​responsible banking. The bank emphasizes that its role is not limited to financing projects, but also to to make tools available to people to facilitate the transition to a more sustainable economic model.
This new service joins other initiatives already available, such as COâ‚‚ emissions calculator for private customerswhich allows us to estimate the climate impact of different activities, or the Carbon footprint measurement and verification service for companiesSMEs and large corporations. The latter is offered in collaboration with AENOR - Spanish National Standards BodyOnce companies have completed the process of calculating their footprint, it is intended to to support organizations in managing their emissions.
With the Sustainability Plan 2025-2027As part of its Strategic Plan, CaixaBank has committed to Mobilize 100.000 billion euros in sustainable financeThis volume of resources is allocated, among other purposes, to the financing of renewable energy projectsclean mobility and efficient buildings, as well as solutions that promote the ecological transition of both companies and families.
According to the latest data reported by the entity, in the third quarter of 2025 CaixaBank It exceeded 33.300 billion euros mobilized in sustainable financing, which represents an increase of around 40% compared to the same period in 2024Furthermore, more than 16% of the bank's financial income It already comes from products linked to sustainable finance, reflecting a growing importance of this activity in its business.
Within this framework, the entity maintains publicly funded COâ‚‚ emissions reduction targets for 2030 in sectors with high emissions intensity, such as electricity, oil and gas, automotive, iron and steel, agriculture, real estate (both residential and commercial), aviation, and the shipbuilding sector. The goal is to make progress in their commitment to achieve net zero emissions by 2050, in line with major international climate initiatives.
CaixaBank also stands out in the Assessments from leading analysts and ESG rating agenciesThese rankings measure the integration of environmental, social, and governance factors in financial institutions. They include S&P Global (Dow Jones Best-in-Class), Fitch (ESG Entity Ranking), MSCI, CDP, ISS ESG, Sustainalytics, and FTSE4 Russell, placing the bank as one of the leading European examples of sustainability in the financial sector.
With the introduction of this energy efficiency calculator for household electricity consumption, CaixaBank It reinforces its strategy of bringing sustainability closer to people's daily lives.Through a free tool, integrated into its usual channels and supported by specialized technology, the entity makes it easier for its customers to better understand how they consume energy, to have adapted recommendations and to access products and financing aimed at efficiency, thus connecting the responsible use of electricity at home with the major climate and social objectives that it has set for the medium and long term.
